What is a notary signing agent?
A notary signing agent is a notary public who is trained to walk a borrower through a mortgage closing package and notarize the documents that require it. They travel to the signer — home, office, hospital or a coffee shop — and return the completed package to the title company or lender.
The notarial act itself is what the state commissions them to do. Everything around it — the appointment, the travel, the package handling — is the signing agent service that title and escrow companies hire.
What is the difference between a notary public and a notary signing agent?
Every notary signing agent is a notary public, but not every notary public works loan signings. The commission comes from the state and covers the notarial act. The signing agent part is a specialization: knowing a closing package, presenting it in the right order, and meeting the standards title companies and lenders ask for.
That extra layer is usually a background check and a certification from a private body such as the NNA, not a second state license.
How much does a mobile notary signing agent charge?
The signing agent sets the fee, not this platform. A loan signing fee is negotiated between the agent and the company placing the order, and it covers travel, the appointment and the return of the package — the per-signature notarial fee is a small part of it and is capped by state law in most states.
Dr. Signing does not set, suggest, collect or take a cut of that fee.
Do I need a certification to work as a notary signing agent?
You need an active notary commission from your state, and most title and escrow companies additionally want a current background check and a signing agent certification. Those last two are industry requirements set by the companies hiring, not by the state that commissions you.
Requirements for the commission itself vary widely — term length, bond, exam and education all differ. Your state's commissioning authority is the only current source for that.
Can a loan signing be done online?
In many states, yes — remote online notarization lets a commissioned online notary complete the act over live audio and video. But authorization varies by state, the lender and title underwriter have to accept it for that particular file, and some states do not permit it at all.
Each state page on this site notes where remote online notarization stands in that state.